Consumer Credit Breaches
You could be owed £1,000s from consumer credit breaches
Consumer Credit Breaches
You could be owed £1,000s from consumer credit breaches
If you’ve been mis-sold a secured loan, mortgage, credit card or car finance (Personal Contract Purchase), you could be owed a refund worth £1,000s. What are you waiting for?
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Mis-sold secured loans
Secured loans are loans that are backed by collateral, which means that the borrower uses a valuable asset, such as a house or car, as security against the loan. If you fail to repay the loan, the lender can seize the collateral to recover the outstanding amount.
You may have been mis-sold a secured loan if:
- The broker’s commission was added to your repayments without you being informed.
- You were only recommended the loan on the basis of how lucrative the broker commission was.
- You weren’t recommended the most suitable repayment plan for your financial situation. Relying on your overdraft or credit card
You may be due compensation if you have grounds to believe your secured loan was mis-sold for any of the reasons above. Start your free online check today.
Mis-sold mortgages
Mortgages are the most important, and usually longest, financial commitment of our lives. If you think you’ve been sold a mortgage you couldn’t afford, or wasn’t suitable for your personal circumstances, you may be able to claim back interest and losses.
Your mortgage may have been mis-sold to you if:
- You remortgaged to pay off debts.
- You took out an endowment policy.
- You weren’t asked for a household budget analysis.
- You took out an interest-only mortgage.
- You paid high broker fees.
- You weren’t asked to provide proof of income.
- You’d reach retirement age before the end of your mortgage.
If any of the above apply to you, you may be eligible for compensation on the basis of consumer credit breach. Start your free online check today.
Mis-sold credit cards
Credit cards can be a useful financial tool, especially if you’re looking to build a good credit score. However, if the card is sold to a customer under false pretences or without providing all the necessary information, this can lead to the customer suffering unexpected fees or charges.
Your credit card may have been mis-sold to you if:
- If you weren’t properly informed about the credit card's features, benefits, fees, or interest rates.
- You weren’t informed about certain fees, charges, or penalties associated with the credit card, such as annual fees, late payment fees, or over-limit fees.
- The credit card issuer provided you with a credit limit that was unsuitable for your financial situation.
- The credit card issuer failed to conduct proper affordability checks to ensure you could manage the credit card's repayments.
- The credit card issuer bundled the credit card with add-ons or insurance products without clearly explaining their costs and benefits.
If any of the above applies to you, you may be entitled to thousands back in compensation. Start your free online check today.
Mis-sold car finance (PCP)
The Financial Conduct Authority (FCA) has found that commission was paid on a staggering 95% of UK car finance Personal Contract Purchase (PCP) agreements. If you were kept in the dark about this commission or believe your car finance deal wasn’t the right fit for your circumstances, you could be owed thousands in compensation.
Your PCP car finance deal may have been mis-sold to you if:
- You weren’t informed of the commission involved.
- You were pressured into an arrangement that didn’t feel right to you.
- Proper affordability checks were not made.
- You were overcharged thousands in interest.
If any of the above apply to you, you may be able to make a claim on the basis of consumer credit breach. Start your free online check today.
Our team of experts
Our specialist consultants and admin team have worked on hundreds of cases. We have the skills and expertise needed to get you the compensation you deserve.
Experienced case handlers
Our staff have years of experience managing the claims process. We’ve built up a wealth of knowledge over the years to ensure you claim is handled in a successful manner and your compensation is maximised.
In Good Hands
Once we’ve taken on your case, our expert team will work tirelessly to secure you the redress you’re entitled to.
How can we help?
At Credit Claims Experts, we have successfully managed numerous consumer credit misselling claims from start to finish, with the aim of recovering compensation for our clients. We’re proud to be working with Sandstone Legal Limited to secure redress for vulnerable people who have been misled and misinformed when it comes to making important financial decisions.
You should be informed and secure in your financial decision making when you take out a secured loan, mortgage, credit card, or car finance (PCP). Which is why we operate our consumer credit misselling claims on a No Win, No Fee basis. This means that, at no cost to you, we’ll check whether you have a valid claim.
Our check to see if you’re owed a significant refund is available to every person in the UK regardless of their financial situation. It’s safe and won’t affect your credit rating at all. What are you waiting for? Start your journey to recovering compensation today by filling out our online form today.
